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READY TO BUY?

Maximize your leverage, reduce your interest rate, and minimize fee's!

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DSCR - Rental

DSCR (Debt Service Coverage Ratio) loans are long-term investment property loans based on the property's rental income rather than personal income or tax returns.

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  • 30-Year Fixed Rate

  • Up To 85% LTV

  • 0.90 DSCR Minimum

  • No Experience OK

  • Rural Properties OK

  • 1-4 Units

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Short Term Rentals

Loans designed specifically for properties listed on platforms like Airbnb, Vrbo, Padsplit, ect. allowing investors to qualify based on actual rental income rather than traditional lease agreements or market value.

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  • Up to 80% LTV

  • Cash Reserves Required

  • 6+ Months Verified History

  • Boarding Houses

  • Flexible Underwriting  

  • Increase Cashflow

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Multifamily

Multifamily real estate lenders offer a wide range of financing options depending on the deal structure, borrowers credit worthiness & liquidity, and source of capital.

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  • Agency Loans.

  • Commercial Bank Loans  

  • Specialty DSCR Loans​

  • Equity Firms 

  • Hedge Funds 

  • Private Lenders 

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Commercial

Commercial real estate loans are tailored for purchasing income-producing properties. These loans are structured based on the property’s income potential, borrower experience, and asset type.

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  • Retail storefronts

  • Warehouses

  • Storage

  • Auto garages

  • Mixed-use buildings

  • Industrial facilities

  • Hospitality

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Renovation / Build

Short term financing used to purchase a property or land with additional funding to cover the costs of renovation or new construction.  We have many different options!

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  •  Low Credit Approved

  • No Experience Required

  • 6-24 Month Terms

  • No Income/Taxes Required

  •  Flexible Terms

Portfolio 

Portfolio loans allow investors to finance 2-10 rental properties under one blanket loan making it ideal for investors looking to grow their rental portfolio efficiently.

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  • Reduced Closing Costs

  • Easy Manage 

  • Customize Structure

  • Scaleability Options

  • Min $100k Per Property

  • Non-Recoarse Available 

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Bank Statement

Self-employed or have non-traditional income? A bank statement refinance lets you qualify based on actual cash flow—not tax returns or W-2s.

 

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  •  600+ FICO Required

  • DTI Under 50%

  • Vacant Property 

  • Negative DSCR's 

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Interest Only / ARM

Interest-only and adjustable-rate (ARM) loans give investors lower initial monthly payments, helping improve cash flow in the early years of the loan. 

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  • 600+ FICO Required 

  • Increased Cashflow

  • Increase Leverage 

  • Short Term & Long Term

TIME TO REFINANCE?

Find out what potential your equity can do for you!

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Cash-Out

Tap into the equity of an investment property and pull out cash by replacing your existing mortgage with a new, larger loan—and keep the difference tax free!

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  • 75% LTV (appraised value)

  • Minimum FICO 660

  • Tenant Occupied

  • Owned 4+ Months 

  • Rural Property Accepted

Rate & Term 

Replace your existing loan  to lower your interest rate, adjust the loan term, or switch loan types—without pulling out cash—ultimately reducing monthly payments by re-amortizing your current debt.

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  • ​80% LTV (Appraised Value)

  • 620+ FICO Minimum

  • Owned 2+ Months 

  • Rural Property Accepted 

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Bridge Loan

A bridge loan is short-term financing that helps real estate investors quickly purchase or refinance a property while transitioning to a long-term loan, sale, or stabilization.

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  • Fast Closings

  • Replace Bad Debt 

  • Unique Property Types

  • Flexible Terms 

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Delayed Purchase

A delayed purchase loan allows investors to buy a property in cash or with funds from a 1031 Exchange &  quickly refinance it to recoup their investment. Commonly used in when cash offers are needed to win deals.

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  • Low Credit Approved

  • Vacant Property OK

  • Up To 80% LTV

  • Low interest & Fee's

  • Reduced closing costs 

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